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	<title>Your Mortgage Info</title>
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		<title>Advertisers are now eyeing realtors</title>
		<link>http://yourmortgage.info/advertisers-are-now-eyeing-realtors.html</link>
		<comments>http://yourmortgage.info/advertisers-are-now-eyeing-realtors.html#comments</comments>
		<pubDate>Wed, 01 Feb 2012 23:18:49 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Realtors and Mortgage]]></category>
		<category><![CDATA[Advertisers]]></category>
		<category><![CDATA[Eyeing]]></category>
		<category><![CDATA[Realtors]]></category>

		<guid isPermaLink="false">http://yourmortgage.info/advertisers-are-now-eyeing-realtors.html</guid>
		<description><![CDATA[Realtors are in for a big surprise as advertisers have now set their eyes on them for specific product campaigns. This is quite a new and interesting development since realtors are used to using advertising as a medium to generate their leads on property search portals. But now, it seems that the advertising world had [...]]]></description>
			<content:encoded><![CDATA[
<p>Realtors are in for a big surprise as advertisers have now set their eyes on them for specific product campaigns. This is quite a new and interesting development since realtors are used to using advertising as a medium to generate their leads on property search portals. But now, it seems that the advertising world had seen potential in their unique market segment.</p>
<p>The IMAPP Inc. said that ads specifically targeting realtors are being placed by title insurers, homebuilders and other home improvement stores and are even willing to pay premium rates to reach realty professionals.</p>
<p>IMAPP said that these businesses are acknowledging their wide and deep access to multiple listing services (MLSs) that reach 120,000 realtors. IMAPP said that it is paying MLSs 30 percent of the gross revenues for relaying ads to realtors.</p>
<p>Advertisers are paying a premium rate for targeted of -5 for every one thousand of web page views. </p>
<p>But IMAPP said that advertisers are willing to go as high as  to  per thousand impressions for highly-precise targeted ads. It also said that 95 percent of the listing services had already signed up for these targeted ads and are either now carrying ads or will soon deliver them to their subscribers.</p>
<p>The soft launch period will have subscribers seeing ads generated by the MLSs themselves, which include news and events. These will be followed by ad campaigns by mortgage lenders, titling companies, movers, home warranty firms, home inspectors and even mobile phone providers.</p>
<p>IMAPP said that targeting realtors is a practical way to sell products and services since they have the ability to influence a buyer&#8217;s purchase decision. Advertisers are deeply encouraged by this new prospect and are eager to show their product lines more often to this new market.</p>
<p>The ad runs could earn big profits for MLSs who have at least 30,000 subscribers with possible gains of 30 to 60 thousand dollars a month in ad revenues. Smaller listing services can still earn from ,500 to ,000 a month.</p>
<p>The WAV Group report said that aside from advertising, MLSs could also generate income by licensing data to third parties particularly to the realtors. But IMAPP said that it is going into data licensing since MLSs are resisting the idea. </p>
<div>http://business.ezinemark.com/advertisers-are-now-eyeing-realtors-16d7ebc6b19.html</div>
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		<title>Financial planning for those with large families</title>
		<link>http://yourmortgage.info/financial-planning-for-those-with-large-families.html</link>
		<comments>http://yourmortgage.info/financial-planning-for-those-with-large-families.html#comments</comments>
		<pubDate>Wed, 01 Feb 2012 12:44:45 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Family and Mortgage]]></category>
		<category><![CDATA[families]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Large]]></category>
		<category><![CDATA[Planning]]></category>
		<category><![CDATA[those]]></category>

		<guid isPermaLink="false">http://yourmortgage.info/financial-planning-for-those-with-large-families.html</guid>
		<description><![CDATA[When having a large family, it is easy to overspend or not know how to make ends meet. A well thought out, detailed, realistic plan  is necessary to manage your finances effectively. Financial tips for those with large families Create a budget and stick to it First thing you need to do is create a [...]]]></description>
			<content:encoded><![CDATA[<p>When having a large family, it is easy to overspend or not know how to make ends meet. A well thought out, detailed, realistic plan  is necessary to manage your finances effectively.</p>
<p>Financial tips for those with large families</p>
<p>Create a budget and stick to it</p>
<p>First thing you need to do is create a budget. The amount of money to be spent  per month must be specified, with a minimum and a maximum limit set.  The parents or one of the parents should be recording  revenues and expenses  per month to control the exact amount of money that goes in and out of the house.</p>
<p>Cut back on unnecessary expenses</p>
<p>Harsh as it may sound, when raising a large family, there is no room for unnecessary expenses. Ordering from the menu or eating at expensive restaurants should be limited to special occasions only. Eating at the house with everything you had should be the  general rule. Experiment with lots of different recipes that you can find on the Internet or borrow from friends and ask your kids to help you out so that they can learn to cook, as well as learn to appreciate the value of homemade meals. Renting movies from DVD stores for the whole family to watch together will come a lot cheaper than going out to the movie theater together. Borrowing books from the local library can help the whole family read  and save lots of money at the same time. When going to the grocery store or the supermarket avoid taking the kids with you as it is likely to be tempted to overspend  by buying all the things they ask for. Opt for bulk buying  or family size products  that are always available in lower prices. Stick to a  specific list with the necessary things you need.</p>
<p>Take advantage of anything free</p>
<p>Learning to take advantage of free stuff will help you save an important amount of money. Look for free tickets, free meals, free books, free magazine subscriptions, free samples and coupons as often as you can.</p>
<p>Special offers</p>
<p>Two for the price of one offers or eat as much you want with 5 &#8211; 10$  offers can be proven to be quite helpful when ordering some things or going out with the kids, as they will allow you to get more and pay less at the same time.</p>
<p>Use the Internet as much as you can</p>
<p>By using the Internet as much as much as you can you will be able to save a lot of money. You can listen to music online instead of using the radio, see  movies online instead of renting them or going to the movie theater, read e-books, magazines and newspapers online instead of buying them,communicate via emails  with your friends and relatives and save on your phone bill. If all family members learn to do all these, the results will be surprisingly pleasant.</p>
<p>Financial planning for large families is difficult but the rewards that will come as a result will make up for all the hard effort.</p>
<div>http://www.bukisa.com/articles/255410_financial-planning-for-those-with-large-families</div>
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		<title>Chicken House Plans ? Building A Chicken House</title>
		<link>http://yourmortgage.info/chicken-house-plans-building-a-chicken-house.html</link>
		<comments>http://yourmortgage.info/chicken-house-plans-building-a-chicken-house.html#comments</comments>
		<pubDate>Tue, 31 Jan 2012 20:53:34 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Family and Mortgage]]></category>
		<category><![CDATA[Building]]></category>
		<category><![CDATA[Chicken]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[Plans]]></category>

		<guid isPermaLink="false">http://yourmortgage.info/chicken-house-plans-building-a-chicken-house.html</guid>
		<description><![CDATA[Chicken House Plans – Building A Chicken House There are many types of chicken house plans available online  with instant download so that you can have the chicken house plans in hand and be ready to start building straight away. Before though you start the build please take the following into consideration or you may [...]]]></description>
			<content:encoded><![CDATA[<p>Chicken House Plans – Building A Chicken House</p>
<p>There are many types of chicken house plans available online  with instant download so that you can have the chicken house plans in hand and be ready to start building straight away. Before though you start the build please take the following into consideration or you may well run into problems.</p>
<p>How many chickens do you intend to house? Will you be adding more chickens in the months to come?</p>
<p>Is the chick house you are going to build be big enough for you chickens? Always err on the side of caution and build a chick house slightly bigger than you requirements.</p>
<p>          ]]&gt;</p>
<p>Will the design of you chicken house fit in with its surroundings?</p>
<p>Will your chicken house be in a fenced off area safe from predators?</p>
<p>Does the coop design make the coop easy to clean and maintain? If the coop is difficult to clean then the chances are that in time it will become a health hazard to the chickens.</p>
<p>Does the design of the chicken house give good ventilation?  This is another important factor to keep the chickens healthy.</p>
<p>Are the chicken house plans easy to read? If you are not use to working from plans then go for a step by step video guide.</p>
<p>Once you have considered all the above then purchase the plans that meet your requirements. Give yourself plenty of time to build the chick house so that you don’t leave the build until just before you are due to receive the chickens.</p>
<p>Taking the time to research the right plans and taking your time with the build will pay dividends in the long term!</p>
<div>http://www.articlesbase.com/pets-articles/chicken-house-plans-building-a-chicken-house-1006787.html</div>
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		<title>Fiction: Red Letters And Roof Shingles</title>
		<link>http://yourmortgage.info/fiction-red-letters-and-roof-shingles.html</link>
		<comments>http://yourmortgage.info/fiction-red-letters-and-roof-shingles.html#comments</comments>
		<pubDate>Tue, 31 Jan 2012 19:44:26 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Home and Mortgage]]></category>
		<category><![CDATA[Fiction]]></category>
		<category><![CDATA[Letters]]></category>
		<category><![CDATA[Roof]]></category>
		<category><![CDATA[Shingles]]></category>

		<guid isPermaLink="false">http://yourmortgage.info/fiction-red-letters-and-roof-shingles.html</guid>
		<description><![CDATA[There&#8217;s a red letter on the grass. It&#8217;s addressed to someone who doesn&#8217;t live at that address, or, even in that town. Somehow it must have flown out of the mail truck as it had been doing its rounds of collections and deliveries. It sits innocuously, near a small, circular flowerbed of red petunias in [...]]]></description>
			<content:encoded><![CDATA[<p>
 There&#8217;s a red letter on the grass. It&#8217;s addressed to someone who doesn&#8217;t live at that address, or, even in that town. Somehow it must have flown out of the mail truck as it had been doing its rounds of collections and deliveries.</p>
<p>
 It sits innocuously, near a small, circular flowerbed of red petunias in the front yard of number 7 Timtally Lane. It has sat there for a week, passing the time in whatever fashion it is that inanimate pieces of paper choose to entertain themselves.</p>
<p>
 The house that resides near the current placement of the red letter is a simple enough, ordinary house. Its low story, brick exterior matches almost exactly those of the houses surrounding it. Inside you would find the same white paint and blue lounge chairs that you would find in almost half the lounge rooms in the country.</p>
<p>
 Indeed, number 7 Timtally Lane was so incredibly average that it frequently made the dark blue roof shingles cry. Or it would have, that is, if roof shingles could cry &#8211; Or if they could feel any emotion beyond that of simply being a shingle. This last fact being particularly upsetting to the shingle in the fourth row centre, who liked to feel that there was an importance to his existence, and that part of that importance was to be, even if only slightly, original and creative.</p>
<p>
 However the miserable non-life of the shingles is another story entirely. Or it would be if they didn&#8217;t all agree that an entire fiction about the non-lives of roofing shingles was just a little too sad to even consider.</p>
<p>
 The point is that number 7 was a very average house, in a painfully average street. It had red petunias out the front, and hidden amongst them was a, most likely very bored, red letter that was addressed to some other house in some other city.</p>
<p>
 It had sat there for a week, noticed only by the roof shingles, and they weren&#8217;t exactly in any position to do anything about the letter. At least that is, not until after they had figured out how to paint glittering silver stripes on themselves.</p>
<p>
 Inside the house, lived couple in their very early thirties, and their two children &#8211; A girl aged 7, and a boy who had just recently turned 10. Soccer practice was on Monday&#8217;s and dancing on Thursday&#8217;s.</p>
<p>
 The mother of the average pigeon pair was a Mrs Jane Jones &#8211; so named by the roof shingles, because it was the most average and boring name they could think of. They had considered a massively strange name to call her by, but they themselves were essentially too boring and average to think of anything suitable. Although, the shingle in the fourth row did make some interesting suggestions, such as &#8216;Xlankerbean the fifth.&#8217; In the end Jane had won out as a name purely because it was shorter and simpler for them to say. So, the cute irony had lost out, and she was named Jane Jones &#8211; Much to the ever-lasting disappointment of the fourth row, centre shingle who still occasionally made some outlandish suggestions.</p>
<p>
 Jane did squash on Saturday&#8217;s, pilates on Tuesday&#8217;s, yoga on Thursday&#8217;s and worked part-time as a receptionist at a medical office in the city.</p>
<p>
 Mr Jones, who was so very boring to the shingles that they had yet to bother giving him a first name, was a banker, or an accountant, or possibly even lawyer. The shingles didn&#8217;t know in order to tell you. Whatever he did, they were sure it was massively boring. It required him to wear a horrible greyish suit five days a week, and kept him rarely home.</p>
<p>
 On Saturday&#8217;s Mr Jones went golfing, and once a month on Sunday&#8217;s he went fishing. Or , rather he said he went fishing, and dressed like he was going fishing. However, the shingles knew &#8211; via word passed along from roof to roof, that on these days, he could in fact be found at a very interesting bar several streets away.</p>
<p>
 Monday&#8217;s, Wednesday&#8217;s and Friday&#8217;s Mr Jones was always several hours late home. On these nights he sometimes didn&#8217;t get in until well after 1am. These outings kept the shingles entertained for much of the week, as they considered whether or not he was having an affair. If he was having an affair, they argued with themselves, they wondered with whom, and if Mrs Jones was aware of the situation.</p>
<p>
 The shingles strongly suspected that she was in fact completely aware, but was so bored by the man that she didn&#8217;t actually care if he was, or was not. Still, the situation was a small matter of interest to them in their otherwise gossip-free existence. Or, it had been until 2 nights ago when they had seen the other woman for just a moment, and found her to be even more incredibly un-entertaining than Jane Jones was. Quite a feat they thought; to be that uninteresting.</p>
<p>
 On October the fifth, exactly one week after the red letter had arrived in the petunias; another red letter flew out of the mail truck and joined it in the garden bed. That afternoon, for reasons the shingles couldn&#8217;t figure out, Mrs Jones did something quite out of the ordinary for her. She took a walk around the front garden, and in amongst the petunias.</p>
<p>
 The shingles watched as four times she walked directly past the two letters, before finally finding them on the fifth trip. She glanced at the letters, their addressees and the returns on the back. A quick look at her watch proved she was running late for some part of the weekly routine and she hurried off, shoving the red letters into the glove-box of her car.</p>
<p>
 The following morning, the roof shingles stared as Mrs Jane Jones sat on a kitchen chair in the middle of the front lawn. It would seem she had forgone some morning ritual in favour of reading other people&#8217;s mail from a seat amongst the petunias.</p>
<p>
 It was the most interesting, if insane, thing the shingles had ever seen her do &#8211; Completely out of character for the totally average housewife. Nonetheless there she was, and sitting in such a position that they were able to read over her shoulder.</p>
<p>Marion,</p>
<p>You need to get the Internet. I&#8217;m too young to have a pen-pal. The concept always seems to conjure the image of lonely couples in aged homes finally discovering their long lost soul mates. </p>
<p>Maybe you are my soul mate, and my life is simply that sad. But I much prefer to fool myself into believing there&#8217;s more out there for me than just you. So if you could please get the Internet, or even just a telephone, my self-delusions would much appreciate it.</p>
<p>I painted the door, the railings and the fence at the front today. All in mismatched, clashing colours. I have no idea why I did it. I didn&#8217;t really have the time. Its not as though I am ever overly bored. It doesn&#8217;t even look any good; Looks awful actually.</p>
<p>Still it is at least new, different from every other house in the neighbourhood. Tomorrow I was thinking I might set about pulling up the entire front lawn. Grass, trees, flowers, everything. I&#8217;m going to replace it with a mass of those river stone things and plant Fly-traps and cactus instead.</p>
<p>I&#8217;m in a mood, I&#8217;m tired of everything being always the same and I feel like being different, so I suppose &#8216;why not?&#8217;</p>
<p>We both know I&#8217;ll hate it in a month or two and then I&#8217;ll change everything all back again to how it was before. But, for now&#8230;it&#8217;s new.</p>
<p>The people up the road have been staring at my cutely odd letterbox that you sent me. This will give them something more worthwhile to look at now! I might even string pink fish-netting, vinyl and chains along the fence and walkway. Not a bad idea that actually. It&#8217;ll tie in all the odd colours that I painted everything else. Certainly it would be different from the norm.</p>
<p>I could put that strange metal pink and yellow flamingo Jonathon bought me last winter out there too. That would work well!</p>
<p>See, now look at that, your decorating advice is invaluable Marion, it truly is. One letter to you and the clashing paintwork suddenly makes sense.</p>
<p>Speaking of Jonathon. He finally ran off on me last month. I don&#8217;t think I told you. He discovered he was a transvestite. No doubt he&#8217;ll discover he&#8217;s something entirely new come next month and toddle back home wearing some outfit that&#8217;s completely odd.</p>
<p>We had a fight over that flamingo. That and the purple and gold throw-rug. I would have happily given them over to him (It&#8217;s not as though I ever liked them.) Except I could never be sure where he would leave them when he has decided that he&#8217;s not a queen after all. Knowing his strange moods I&#8217;d likely receive the blame for having lost them. Better to keep them here and do something weird with them that neighbours can stare at.</p>
<p>They like staring at me, these neighbours. It&#8217;s one of the &#8216;benefits&#8217; to having moved to a smaller town. It leaves me tempted to do all this garden work while wearing that Frank &#8216;n&#8217; Furter outfit from last Halloween. Just to see what they&#8217;ll do. </p>
<p>Better yet! I&#8217;ll go to the mechanics shop and work on the cars while dressed in that. Give the sweet, darling wives something to wonder about. Surely it would have to be good for business to give the bored men something to drool over. Lord knows there&#8217;s not much here for them.</p>
<p>What of that creepy boss of yours? I hope you kneed him right in the studded g-string. You should sue for sexual harassment, you know that don&#8217;t you? Just make certain you don&#8217;t bring him home! I know you&#8217;re tempted. You&#8217;ve had enough &#8216;pets&#8217; in the past, let this one go and run over by something. For your own sake, please.</p>
<p>I must go. The neighbours are looking, so its time to do something freakish for them.</p>
<p>Get a telephone!</p>
<p>Portia.</p>
<p>
 Jane Jones blinked at the letter. The shingles stared silently at it. The letter itself attempted to do something strange. Which was sadly beyond its capabilities, it being only a piece of paper and not much more.</p>
<p>
 The singles watched as Jane turned the letter over. She rubbed at the page corners, as though to see if there was more to the letter. She sat in stunned silence for a little while before carefully opening the other letter.</p>
<p>Marion,</p>
<p>I know I only just posted to you. Jonathon is back. He&#8217;s decided that he&#8217;s Amish! It would be hilariously funny if he weren&#8217;t so insistent on throwing my computer out.</p>
<p>Portia.</p>
<p>
 The shingles watched in shock as Jane Jones ran back inside of the house and came out with a small writing desk, a pen and some paper. She was writing back they realised in astonishment. The angling of the little table made it difficult for them to read over her shoulder, but they did see that the letter she had written was indeed addressed to &#8216;Portia of the interesting front lawn.&#8217;</p>
<p>
 The next day the shingles noticed that Jane brought home with her an odd looking bright blue metal heron statue that she placed in amongst the petunias near enough to the new black wrought iron garden set that she had also bought.</p>
<p>
 She stood for a quite a worrying length of time, smiling oddly at her weird garden ornament. The roofing shingles, all except that one in the centre of the fourth row, began to fear that Jane Jones had finally snapped. A life of boredom to the level in which she had been living, couldn&#8217;t be good for the marbles, they gossiped.</p>
<p>
 They were still debating amongst themselves as to which treatments could do her the most good, when suddenly; the mail truck went past once again and off it flew yet another letter. A purple one this time.</p>
<p>
 Mrs Jones stared at it where it lay amongst the petunias, in almost the same positioning that the red letter had been in. The shingles sat in silent shock as they watched Jane watch the purple letter. The purple letter did nothing under all this attention. After all it was just a letter, and what do letters do when they aren&#8217;t doing anything in particular?</p>
<p>
 Slowly, almost fearfully it seemed, Jane Jones bent down and picked up the errant letter. She turned it over in her hand contemplatively for several minutes before she finally took a seat at the new garden setting and hurriedly opened the new letter.</p>
<p>
 Silver ink curled its way prettily over the purple paper, and once again the roofing shingles read along over the back of the shoulder of Mrs Jane Jones.</p>
<p>Paul,</p>
<p>You&#8217;re a bastard. What kind of person does that? I thought about phoning you to tell you off in a more personal way, but I figured that I might as well use all this bloody bridal stationary for something.</p>
<p>You were already married! How does that not &#8216;come up in conversation?&#8217; When we were booking the church might have been a good time that you could have slipped it in! At some point when we were organising the reception would have worked equally good. Before I bought the damned dress would have been helpful!</p>
<p>What I&#8217;m not getting, (read: The bit that really angers me the most.) is why you would propose at all if you knew that you had another family down south and weren&#8217;t going to go through with any other wedding to anyone. </p>
<p>
 The least you could have done would have been to propose to me in private! I now have the entire football club and all their spectators asking me how the marriage is going!</p>
<p>I&#8217;ve filled the front lawn with those creepy massacre-look garden gnomes that always freaked you out so much. If you ever show up here again, I sincerely hope that they actually do leap up and attack you with their axes, as you always feared they would.</p>
<p>Hoping that your wife has opened this,</p>
<p>Much hate,</p>
<p>Breona</p>
<p>
 Mrs Jones triple checked the address on the envelope, and the roof shingles were sincerely bored to note that the letter was most definitely not for number 7 Timtally Lane. It was for another address, in another city, and indeed even in another state.</p>
<p>
 &#8216;How very average.&#8217; The shingles thought to themselves &#8211; never considering the incredible strangeness of all these letters for other people consistently landing in amongst the Jones&#8217;s petunias. Which was indeed beginning to become very strange, but it would be months, almost a year, before the shingles actually noticed that fact.</p>
<p>
 Mrs Jane Jones however, did notice the incredible oddness of three letters for two different addresses all landing in amongst her front yard petunias. Three days after the arrival of the purple letter, the shingles could see her still seemingly searching for something in amongst the garden bed.</p>
<p>
 The truth be known, it was simply one of those freakish things that happen in life. No electrical devices, no mystical attracting spells, not even any kind of a divine intervention. Just a very freakish coincidence. But nevertheless, Mrs Jane Jones didn&#8217;t know that. Two nights of the next week she could be found in the houses of two different psychics attempting to remove a spell that didn&#8217;t actually exist.</p>
<p>
 When the fourth letter arrived, even the psychics shrugged their shoulders and said, &#8220;It&#8217;s just meant to happen.&#8221; The fourth row centre roof shingle, who was calling itself Czar Yoquey today, thought it was all the best thing to happen since that woman across the street had gone through menopause.</p>
<p>Portia,</p>
<p>I believe I have found my true biological father. He is in Cuba on a secret mission to uncover the drugs syndicate there. In order to get to know him better, I shall need to go undercover with him. Otherwise we might both get shot.</p>
<p>Could you please send me my Rastafarian Hat and the paint gun? I think they may be helpful to complete the image of a Cuban drug-lord&#8217;s son. </p>
<p>We named a plantation in your honour. Thought you might like that, even if the secret agency that has sent biological father here won&#8217;t allow for us to appropriate any of its profits. Still, the Portia Plantation does seem to be a very profitable one, or so father says.</p>
<p>Love you. Will be home as soon as we&#8217;ve completed father&#8217;s secret mission. You know, having a secret agent for a father could explain so many things. </p>
<p>Jonathon.</p>
<p>
 Mrs Jane Jones blinked at the letter. The shingles blinked at the letter. The letter did nothing. If it could have, I believe it would have pulled out a weapon and declared itself lord of the petunias. It couldn&#8217;t though of course, being only a letter. But, I&#8217;m certain it wished it could.</p>
<p>
 Mrs Jane Jones once more hurried back into the house to emerge with a pen and a writing pad that was apparently new. The shingles missed whatever she had written on the writing pad, as they were too busy staring at the strange gothic art which adorned the paper. They were still debating if the blood print indicted a vampire or an injury to someone when Jane Jones folded the two completed letters into envelopes and drove off to post them together with the mail from the petunias.</p>
<p>
 Indeed they were still debating the topic of the strange stationary when Mrs Jane Jones returned a two hours later. The conversation was only stopped when the shingle in the fourth row centre yelled at the others to look at the strange object Mrs Jones was placing near the driveway, facing the petunias.</p>
<p>
 It was a garden gnome, made to look somewhat suspiciously like Fidel Castro, complete with shaggy beard, a cigar dangling from his mouth, and a paintball gun in his left hand. Of course the roof shingles, being just shingles after all, had no idea who Fidel Castro was. To the shingles, the gnome looked even weirder still, and it was very weird looking to begin with. To make it stranger, rather than a Cuban military hat, Gnome Castro wore a multi-coloured, Jamaican Rasta hat.</p>
<p>
 The shingles gossiped in horror over this new edition, unsure what to make of either Gnome Castro himself, or of Mrs Jane Jones having bought him. The gnome smoked his cigar smugly in reply, and the blue heron stood imperiously amongst the petunias looking in another direction entirely.</p>
<p>
 As the shingles and Gnome Castro stared off silently at each other with their separate inanimate expressions &#8211; the blue metal heron watched as a postcard from several streets away flew into the petunias of number 7. None of the roof shingles would notice it until a number of days later, at which point the other shingles would tell Czar Yoquey not to interrupt their discussion of Mrs Jane Jones&#8217;s current strange behaviour.</p>
<p>
 It was another week still after that before Mrs Jones found the postcard, by which time the shingles had already read it and discussed it to great length. They were endlessly amused to watch her read it though, as it involved one of the girls from the &#8216;very interesting bar&#8217; teaching pole dancing at a beach-side club in Rio.</p>
<p>
 Mrs Jane Jones went suitably red, but to her credit took the postcard around by foot to its rightful addressee at the &#8216;very interesting bar.&#8217; The shingles responded by gossiping in horror, Czar Yoquey professed that it was wonderful, Gnome Castro smoked his cigar serenely and the blue metal heron snubbed them all by staring off in another direction entirely.</p>
<p>
 This was how it began that the once very boring Mrs Jane Jones replaced her squash, yoga, pilates and psychics with lessons in Pole Dancing. Thrice a week she would go to the &#8216;very interesting bar,&#8217; and thrice a week the roof shingles of the entire street held their breath waiting for Mr Jones go &#8216;fishing&#8217; at the same time.</p>
<p>
 It was whilst she was at one of these very interesting lessons that the roof shingles sat watching one early afternoon as a landscaper came in a truck and stole the grass from the Jones&#8217;s front yard. He was still there when Mrs Jones returned.</p>
<p>
 They supposed she would be horrified, but that was not the case. Quite the opposite, she actually gave the landscaper money for taking the grass away, smiled and went inside. The roof shingles of the entire street watched on as for the first time since the woman with the menopause, something very interesting was happening in Timtally Lane.</p>
<p>
 When the job was complete, the landscaper had replaced the grass of the entire front and back lawns of number 7 with beach sand. In the middle of which remained the circular garden bed of red petunias, now looking extremely out of place in this very curious suburban yard.</p>
<p>
 The shingles had never been more excited in the entire time the Jones&#8217;s had lived there. This was the first truly interesting thing, any of them had ever done. Czar Yoquey was in a sulk though, as the entire yard had been made interesting, and yet, still no little silver stripes for them.</p>
<p>
 Gnome Castro smoked his cigar and looked out approvingly. The metal blue heron attempted not to notice the sand, by looking off into another direction. The red petunias swayed happily in the light breeze and another letter flew out of the mail truck in amongst their numbers.</p>
<p>
 Mrs Jane Jones who had been standing there appreciating her new beach look yard watched it land and hurried over to fetch it. Sitting at the wrought iron garden set she opened it hurriedly.</p>
<p>Portia,</p>
<p>We have had to flee Cuba. Sad to say the local Authorities burned the plantation we had named after you. They would not believe biological father that it was part of an undercover investigation, so it was either go to jail or escape on a fishing boat.</p>
<p>We have made it safely into Mexico. Father has met a nice woman who was holidaying there, her name is Breona. Apparently, some guy proposed to her at a football game and then on the wedding day left a note saying he was already married. She needed to escape the comments for a while and so is now heading from Mexico to Rio with Father. </p>
<p>I&#8217;m going to head up to Texas. In the meantime, could you send my sombrero?</p>
<p>Jonathon.</p>
<p>
 The coincidence of this was not missed by Mrs Jane Jones who hurried inside to fetch the slightly concerning looking writing pad. The shingles excitedly gossiped about it all, while Gnome Castro smoked his cigar thoughtfully, the blue metal heron looked for answers somewhere off in the distance, and the sand just sat there.</p>
<p>
 A letter was hurried off, and all the various things at number 7 waited to see what she would bring home this time. Except the sand, because it was too new to see a pattern yet. Also, sand is just sand after all.</p>
<p>
 But the shingles put quite a lot of guesses in. The two things they decided most likely were either a big statue of a mariachi or else a couple in a &#8216;Mexican Hat Plant.&#8217; They were all disappointed when she returned with only a chilli plant in a pot, which was boringly placed near the wall of the house.</p>
<p>
 They remained concerned that she had returned somewhat to her normal droll self, until sometime the next week when, very early in the day, a truck pulled up out the front and Mrs Jane Jones greeted it excitedly.</p>
<p>
 El Chupacabra was placed on the other side of the path to the petunias. He stood 7 foot tall, was made of alligator skin, came complete with wings, and wore a sombrero. Having rather a lack of education on myths, the shingles wondered what it was meant to be. Gnome Castro smoked his cigar with great concern at the teeth bared at him. The blue metal heron was determined to pretend it wasn&#8217;t there by staring off in another direction. The petunias waved hello. The chilli plant edged into the wall a bit more, and the sand just sat there, because sand is only sand. Although, a few well educated grains did quietly fly off on the breeze.</p>
<p>
 As the sand attempted to sneak off quietly the newest letter arrived. This time not into the petunias, but into the open mouth of El Chupacabra. Jane Jones stood on one of the garden chairs, pulling it down to reveal a crisp, clean white envelope with practical lined paper inside.</p>
<p>Dear Jonathon,</p>
<p>I hope this will find you with Portia where you said that you were headed after Texas. Breona left me for another woman. A Pole Dancing instructor that she met while we were in Rio. Can you believe that?</p>
<p>At any rate, since my cover in Cuba is blown, I am being sent home to work a desk job for a while. The address is number 9 Timtally Lane. I&#8217;m sure you&#8217;ll remember the rest. </p>
<p>Give Portia my best. Hopefully I&#8217;ll get the chance to met her in person, now that I won&#8217;t be undercover anymore. Please send your phone number at Portia&#8217;s, and your email address to Timtally Lane. It will be a much better way to keep in contact now that I wont have to worry over safety. Phone will not be connected until after I get there, so cannot send you mine yet.</p>
<p>All the best,</p>
<p>Dad.</p>
<p>
 It was later that same day, when Mrs Jane Jones returned from pole dancing lessons, that she went inside and began relocating all of Mr Jones&#8217;s belongings to the curb. She did it very calmly, and with a worrying air of cheer. She neatly piled everything he owned where the garbage bin would normally go.</p>
<p>
 Apparently, the shingles wisely guessed, someone at the pole dancing lessons had filled her in on the &#8220;fishing&#8221; trips and the other woman responsible for the late nights on Mondays, Wednesdays and Fridays</p>
<p>
 Mr Jones returned just as Mrs Jones was emptying the contents of a very embarrassing drawer onto the top of the pile. He put up surprisingly little fuss about it all. The shingles suspected that the sight of El Chupacabra&#8217;s teeth might have put him off his will to argue. Either way, he stuffed the very embarrassing curb-side collection into his car, made a phone call and left. That, was that for the tearfully boring Mr Jones who would later return only for access visits to the children.</p>
<p>
 * * * * * * * * * *</p>
<p>
 Eight months later the dark blue roof shingles of number 7 Timtally Lane proudly resided over a household which held no resemblance to its original average state of being at all.</p>
<p>
 Letters still arrived in the petunias from time to time, and the garden of number 7 continued to get stranger with each one. There was a makeshift wrestling arena in the backyard now.</p>
<p>
 It was inside this ring, that the children of number 7 could now be found at times when there used to be soccer and dancing. If you asked the roof shingles they would be the best wrestling entertainers in the country one day.</p>
<p>
 The once Mrs Jones, had remarried already. Her, and Jonathon&#8217;s Father were in the process of joining number&#8217;s 7 and 9 Timtally Lane into one extremely large house. They were keeping the existing houses, and building a new brick section of rooms between the two properties. This added a whole new lawn for Jane to have fun with. Which was good, as she had run out of space at number 7 now.</p>
<p>
 The shingles of numbers 7 and 9 were still in the process of agreeing on a new surname to call the couple by. Only this time, Czar Yoquey in the fourth row was actually winning with his suggestion of &#8216;Xlankerbean.&#8217; However the deformed orange flamingo of number 9&#8242;s front yard also did have some top suggestions.</p>
<p>
 The shingles did not know it yet, but after the renovations, they would finally get the one thing they had been wishing for out of all this.</p>
<p>
 In order to tie together the three different kinds of shingles on the house, they were going to be painted, all different colours, with glittering silver stripes adorning them. Portia and Jonathon, together with Breona and the Pole dancer, would be helping the Xlankerbean&#8217;s to paint them.
</p>
<p style="text-align:center;">
 ~End~
</p>
<div>http://www.bukisa.com/articles/397414_fiction-red-letters-and-roof-shingles</div>
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		<title>Hard Money Lenders Are Serving Great to Emerging Realtors</title>
		<link>http://yourmortgage.info/hard-money-lenders-are-serving-great-to-emerging-realtors.html</link>
		<comments>http://yourmortgage.info/hard-money-lenders-are-serving-great-to-emerging-realtors.html#comments</comments>
		<pubDate>Mon, 30 Jan 2012 08:08:38 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Realtors and Mortgage]]></category>
		<category><![CDATA[Emerging]]></category>
		<category><![CDATA[great]]></category>
		<category><![CDATA[hard]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Realtors]]></category>
		<category><![CDATA[Serving]]></category>

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		<description><![CDATA[Imagine yourself at a crisscross where you don’t know about the exact destination, and you are making all failing attempts to judge for what is an ideal route for you to travel.  At that moment, you can get at ease if you follow your instincts and the very first thought that arises in your mind.  [...]]]></description>
			<content:encoded><![CDATA[<p>
 Imagine yourself at a crisscross where you don’t know about the exact destination, and you are making all failing attempts to judge for what is an ideal route for you to travel.  At that moment, you can get at ease if you follow your instincts and the very first thought that arises in your mind.  Normally we immediately follow the second thought which is based on our logical conclusions about a fact. So, I am in favor of acting at the first instinct as it is leading towards your destiny. Real Estate Investment may come to your mind on first thought of getting into self business. Then your second thought would endorse the first one as Hard Money Lenders are here for your financial success and boosting your self confidence.
</p>
<p>
 Hard Money Lendershave emerged in real estate business for not more than a decade and they have proved their worth. These lenders serve as your mentors or guides and they let you get involved in all successful deals for your betterment and prosperity. Most of people get confused over the technical difference between the conventional lenders like banks or the works of these hard money lenders. You have to understand the wider difference in their nature and also about the borrowing rules that vary to a great level. Conventional lenders like banks ask you to go through a long process of verification of your income sources and how much you are having balance in any bank.
</p>
<p>
 Banks ask you to show all financial documents like bank statements, tax return statements and even credit score statements. They would evaluate your application status in almost two weeks time and then the loan sanction is subject to your eligibly for spending money on Down Payment and then paying off Regular Monthly Installments. If you work with Hard Money Lenders then the whole scenario is quite different as you are not going to show any of the above mentioned documents. They ask you to come with a good property deal and let yourself enjoy the freedom from your dull and dragging job, only by doing a good research over the property that you are considering for purchase.
</p>
<p>
 There is another great fundamental difference between these Hard Money Lenders and banks.  Your lenders would not ask you to pay anything except an evaluation fee, as they have to send their independent evaluators for getting a professional and neutral opinion over a property. Otherwise they ask you nothing about your credit history and not even ask for ownership title on their name. In fact, they are individuals or group of individuals with their own private money for your good investment. They need an assurance that you have selected a property that is going to be sold at a profitable rate and they would not waste your time, and deliver you funds within 24-48 hours. Just imagine the ease of working with these hard money lenders, and how they facilitate their clients to a greater level of earning, and developing a good career in property business.
</p>
<div>http://www.bukisa.com/articles/481435_hard-money-lenders-are-serving-great-to-emerging-realtors</div>
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		<title>Why London Hotel Apartment</title>
		<link>http://yourmortgage.info/why-london-hotel-apartment.html</link>
		<comments>http://yourmortgage.info/why-london-hotel-apartment.html#comments</comments>
		<pubDate>Mon, 30 Jan 2012 02:45:08 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Apartment and Mortgage]]></category>
		<category><![CDATA[apartment]]></category>
		<category><![CDATA[Hotel]]></category>
		<category><![CDATA[London]]></category>

		<guid isPermaLink="false">http://yourmortgage.info/why-london-hotel-apartment.html</guid>
		<description><![CDATA[London Hotel Apartment, an upcoming and promising website providing information about serviced apartments or luxury apartments in London. The website has been designed primarily for the expanding need of tourists who prefer home based facilities with easy access to the central parts of London.The user friendly website provides all the information about London hotel apartments [...]]]></description>
			<content:encoded><![CDATA[<p>London Hotel Apartment, an upcoming and promising website providing information about serviced apartments or luxury apartments in London. The website has been designed primarily for the expanding need of tourists who prefer home based facilities with easy access to the central parts of London.The user friendly website provides all the information about London hotel apartments in easy clicks and allows customers to choose apartments as per their priority.Containing a Varity of luxury apartments in London area ranging from studio apartments, one bedroom, two bedroom, three and four bedroom apartments and penthouse suits, these London hotel apartments fulfills each customers needs in terms of luxury, comfort and affordability in particular.We at London Hotel Apartment have selected each of our luxury apartments in London from various locations.It has also explained briefly regarding facilities available in each apartment and its location.</p>
<p>These London hotel apartments range from different types such as:</p>
<p>Studio apartment &#8211; we have chosen the best of studio flats containing en-suite bedroom, fully equipped kitchenette.These studio London hotel apartments are more suitable for single or two person stay and the booking starts a minimum of one night stay at £ 60.00 per night.</p>
<p>One / two / three / four bedroom apartment at London hotel apartments are mostly preferred by families or business people intending to stay short or long term, all these luxury apartments in London provide comfort of home but luxury of hotel with services such as 24 hrs reception/ concierge, daily housekeeping, maintenance and so on.</p>
<p>          ]]&gt;</p>
<p>Penthouse suites are considered luxury apartments in London as these apartments are situated on the highest floors of apartment buildings with services such as in-house pool or Jacuzzi and beautiful balconies.Our London hotel apartments have very few listings of penthouse suits and are mostly located in Mayfair, Kensington areas.London being one of the most beautiful cities with breath taking sites, these luxury apartments in London is designed to face gorgeous views as well as panoramic view of skyline.</p>
<p>We at London hotel apartments has selected the best of the luxury apartments in London to fulfill all its customers needs with cheap rates luxurious services and comfortable stay, it has been successful in providing apartments to one and all.Weather it is for holiday purpose or business for a single night or longer stay for small studios or penthouses, London Hotel Apartments has it all.Where Hotels were a preferred choice earlier these luxury apartments in London has proved more successful in recent years.</p>
<p>Having known the needs of our customers, we at London hotel apartments have negotiated the best rates with the property owners so that people don&#8217;t have to go through all these hassle of bargaining and spend hours on the internet finding luxury apartments in London of their choice.Simply enjoy the luxury and style of our London hotel apartments.</p>
<p>With more than 10 years of our combined experience in hospitality sector, we at London hotel apartment understand the needs and satisfaction of our customers. So you are guaranteed to enjoy your stay simply because you are close to the commuter links, London attractions, restaurants and bars. Whichever location you chose, we offer you the perfect style and luxury apartments in London to suit your requirements.</p>
<p>The last thing to be mentioned about London Hotel Apartments is the prompt services provided by us.The queries received for London hotel apartments from our customers are replied with in an hour and the booking confirmations are sent immediately upon the receipt of our customers reply.We also ensure that our customer stays are hassle free and comfortable with no added cost. With the upcoming demand for luxury apartments in London by tourists and business travelers, we at London hotel apartments have exceeded customer expectation and helped us to be one of the reputed serviced apartment&#8217;s providers amongst others.</p>
<div>http://www.articlesbase.com/travel-tips-articles/why-london-hotel-apartment-3857966.html</div>
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		<title>New York Apartment Hunting Made Easy</title>
		<link>http://yourmortgage.info/new-york-apartment-hunting-made-easy.html</link>
		<comments>http://yourmortgage.info/new-york-apartment-hunting-made-easy.html#comments</comments>
		<pubDate>Sun, 29 Jan 2012 18:37:58 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Apartment and Mortgage]]></category>
		<category><![CDATA[apartment]]></category>
		<category><![CDATA[Easy]]></category>
		<category><![CDATA[Hunting]]></category>
		<category><![CDATA[Made]]></category>
		<category><![CDATA[York]]></category>

		<guid isPermaLink="false">http://yourmortgage.info/new-york-apartment-hunting-made-easy.html</guid>
		<description><![CDATA[Searching for an apartment in the biggest City in the country is a daunting task; whether you are new to NYC or a 12 year veteran like me, you will need thick skin to navigate this concrete jungle! Let me start with my personal experience. I am originally from Portland, OR, I moved to the [...]]]></description>
			<content:encoded><![CDATA[<p>Searching for an apartment in the biggest City in the country is a daunting task; whether you are new to NYC or a 12 year veteran like me, you will need thick skin to navigate this concrete jungle! Let me start with my personal experience.</p>
<p>I am originally from Portland, OR, I moved to the Big Apple back in 1998. My first 5 months living in New York were spent living out of a hotel because I had a hard time finding a place. My original intentions were to stay at my hotel for 2 weeks, but I had to extend my stay since I grossly underestimated the difficulty of finding a decent apartment in New York. Now after 12 years and 7 moves I consider myself an expert in New York City apartment hunting and now I will share the knowledge I have accumulated over the years of searching for apartments by myself or using a broker.</p>
<p>This article is a guide that will help make the process of finding an apartment in this &#8220;crazy city&#8221; easier, more efficient and less confusing (it might even save you a couple of dollars in the process). It is all laid out in an easy to follow 6-step process.</p>
</p>
<p>This may seem like the easy part because you obviously want to be in an area that is convenient, trendy and safe, however you will soon figure out nothing is that easy in New York City. You need to determine what neighborhood fits your personality/life style and at the same time determine what kind of space/amenities you will need. For example you may work in the East Village and love the energy there but are you willing to pay the steep price tag for a &#8220;shoe box&#8221;(and by &#8220;shoe box&#8221; I mean a tiny apartment) in a run down building that is a 4th floor walk-up. Do you feel comfortable living in an area where it&#8217;s a constant party scene every night?</p>
<p>A book that is an amazing source of info for the ins &amp; outs of every neighborhood is the NFT (Not For Tourist) guide of New York City. You can buy this in any Barns &amp; Noble and make sure it is the most up to date version because there is a new version every year. Another great way of getting to know a neighborhood is by Googling it. With an endless source of information in cyber space why not take advantage of it. If you prefer doing it the old fashion way, taking a stroll through the neighborhood, go for it! But make sure you have your trusty NFT guide with you so you can spot the important things.</p>
</p>
<p>In your apartment search you are going to have to sacrifice something whether it be size, location or amenities. You are going to have to prepare yourself mentally and emotionally because the grim reality is the perfect apartment doesn&#8217;t exist (unless you have an unlimited budget) The general rule of thumb in New York is the further uptown you go the bigger and cheaper the apartments will be. The further downtown you go the smaller and more expensive it will be.</p>
<p>You need to determine what is most important to you within your unique budget and find that middle ground. My advice, is if you find an apartment that is 70-80% ideal, take it, because the pickier you are the harder the search will be! I learned this the hard way a longtime ago and you do not want to get stuck chasing around that &#8220;magical apartment&#8221;. Yes, it is possible you might get lucky and find that perfect apartment but so is hitting the jackpot in the lottery!</p>
</p>
<p>Once you have an idea of which neighborhoods you prefer to live in, now you have to determine if your a budget is realistic. Determine what is the average price for an apartment for those neighborhoods. How? I recommend going to a website called apartmenthero.com. This website will provide current market averages for every size apartment rental in every neighborhood in the city. Results are usually pretty accurate but sometimes they can be a little off, about plus or minus 0. When you first enter the site you will be prompted to enter information to compare your current apartment to the current market rate. If you&#8217;re a &#8220;newbie&#8221; and do not have an apartment yet, go to the right column of the website, click on &#8220;average rents in Manhattan&#8221;. Another great way is to do your own research on nytimes.com. I find that nytimes.com rental listings are much more accurate and up to date, as opposed to Craigslist and other sites where there are tons of bait &amp; switch scams.</p>
<p>          ]]&gt;</p>
<p>Next, determine what you can afford, landlord&#8217;s make this part easy because to qualify for most apartments in the Big Apple, you need to have a good credit standing (650 or above), earn a yearly household income of 40-50 times your monthly rent and if you don&#8217;t, then you need a guarantor. He or she needs to earn 80-100 times the monthly rent. For example the average one bedroom apartment in East Village is about ,300 -,600 per month; you will need annual household income of ,000 to qualify and a guarantor, would need a yearly income of 4,000 minimum.</p>
</p>
<p>I have a good friend whose ex-wife worked as a real estate agent for eight years. When they were still together, I had the unique opportunity of getting some great tips on how to look for an apartment in New York. The most impacting tip she gave me was that timing is everything. New York is unlike any city in the country when it comes to this, in most cities you generally start your apartment search two or sometimes three months before your move out date. In New York the market moves so fast that most landlords want to sign leases immediately after your application is accepted. At the very most, you have a month to search, the best deals generally come out the first week of the month or the third week of the month. Approximately 70% of the listings in the first week of the month are for movers moving on the 15th, 30% are meant for movers moving at the beginning of the next month.</p>
<p>Make sure you secure an apartment at least 1 1/2 week prior to when you want keys! My advice is you only need 5 days (sometimes less) to find an apartment. The first 2 days should be getting to know what&#8217;s out there, the 3rd and 4th day should be narrowing down your search and 5th day should be getting your paperwork together &amp; submitting your application. With every rule there are exceptions, if you find an amazing place that is 95% ideal on your 3rd or 2nd day do not hesitate, take it! What is great to you is more then likely great to most apartment hunters. The vacancy rate in Manhattan is usually around 1-2% so there will be always more people looking for apartments then there are availabilities.</p>
</p>
<p>This decision can make or break you depending on your situation. There are two ways to go about finding an apartment in New York City, you can do it the easy/expensive way and hire a broker to find you a place or you can do it the hard/affordable way by doing it yourself. I personally have done it both ways and it all depends on what you are looking for and what is your situation. Here are the benefits of both methods:</p>
</p>
<p> You will save MONEY!!!</p>
<p>-Broker fees are expensive; they range from 1-month rent to 15% of the annual rent. If the broker has an exclusive on the listing, you will likely have to pay 15%</p>
<p> You avoid shady money hungry brokers</p>
<p>-Lets face it in every industry there are bad apples and the real estate industry is no exception.</p>
<p> You will learn the City</p>
<p>-With all the walking you will be doing you will get to know the city better then you ever have before.</p>
<p> You&#8217;ll be in better shape when your done</p>
<p>-You will be in better cardiovascular shape because you will be walking a ton! So you better have on some comfortable sneakers.</p>
</p>
<p> Faster and more efficient</p>
<p>-Your apartment search will be less time consuming and more efficient because brokers have access to thousands of listings you will never have access to and can show you a bunch in one shot.</p>
<p> Avoid outdated listings</p>
<p>-Websites like Craigslist, Renthop.com &amp; Apartments.com are flawed and poorly regulated and most of their listings are barely updated. Brokers listings are updated daily because they have direct contact with the landlord</p>
<p> Brokers know what a landlord wants</p>
<p>-Each landlord in the city has their own preferences and application requirements. Brokers know what each landlord is looking for in a tenant; this can save you time, heartache and expensive application fees.</p>
<p> You will have access to more Apartments</p>
<p>-Approximately 41% of available listings in New York are only accessible through brokers. These types of listings are called &#8220;broker protected listings&#8221;, the land lord will only take applications represented by a broker.</p>
</p>
<p>Talk to a Doorman</p>
<p>-If you do decide to try doing it yourself talking to doormen is a great way to find an apartment. Doormen not only have info to the building they are working in but to other buildings the landlord may own.</p>
<p> More is not always better</p>
<p>-If you do decide to use a broker, more than one broker at a time is not always better. Brokers have almost all the same listings because most listing are open. For example if you call ten brokers and give them your detailed description of what you are looking for there is a distinct possibility you will be shown the same apartments. At the same time you should not limit yourself and work with one broker, you might be missing out, because some brokers have exclusive listings. My advice is, you should only use three brokers and if you find one that you feel is competent and trustworthy, stick with him/her.</p>
<p> Use NakedApartments.com</p>
<p>-This website gives you the ability to not only look for rental listings while discreetly contacting brokers/landlords but you can give them a review if you had a bad or good experience. You can also look at the reviews of other brokers or landlords before you decide to contact them.</p>
<p> Don&#8217;t be afraid to negotiate a broker fee</p>
<p>-Most brokers would rather negotiate and get the deal done then risk having the next broker showing the apartment and rent it before him/her. Do not get carried away, no broker will take less then a month. Remember if the apartment is an exclusive listing you will have no leverage for negotiations.</p>
<p> </p>
<div>http://www.articlesbase.com/vacation-rentals-articles/new-york-apartment-hunting-made-easy-3860114.html</div>
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		<title>Are You Ready to Sell Your Home Fsbo?</title>
		<link>http://yourmortgage.info/are-you-ready-to-sell-your-home-fsbo.html</link>
		<comments>http://yourmortgage.info/are-you-ready-to-sell-your-home-fsbo.html#comments</comments>
		<pubDate>Sun, 29 Jan 2012 02:11:03 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Realtors and Mortgage]]></category>
		<category><![CDATA[Fsbo]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Ready]]></category>
		<category><![CDATA[Sell]]></category>

		<guid isPermaLink="false">http://yourmortgage.info/are-you-ready-to-sell-your-home-fsbo.html</guid>
		<description><![CDATA[Flat Fee MLS Listing has become a popular concept as more sellers are looking to save money on realtor costs. Dallas Flat Fee MLS Listings allow a seller to list their home on the multiple listing service, but sell their home FSBO (For Sale by Owner). The multiple listing service, which was once reserved solely [...]]]></description>
			<content:encoded><![CDATA[<p>
 Flat Fee MLS Listing has become a popular concept as more sellers are looking to save money on realtor costs.
</p>
<p>
 Dallas Flat Fee MLS Listings allow a seller to list their home on the multiple listing service, but sell their home FSBO (For Sale by Owner). The multiple listing service, which was once reserved solely for realtors, can now be used by FSBO sellers through a Dallas Flat Fee MLS Listing.
</p>
<p>
 Dallas Flat Fee MLS Listings are often thought to offer sellers the “best of both worlds,” as it allows them to enjoy the exposure that the multiple listing service offers, while still keeping the proceeds from the sale of their home. Although, for some sellers, using the services of a Dallas Flat Fee MLS Listing and selling FSBO is a great option, for others it may be more trouble than it’s worth.
</p>
<p>
 In order to consider whether using a Dallas Flat Fee MLS Listing or a San Antonio Flat Fee MLS service is best for you, it is important to consider a few factors:
</p>
<p>
 •             The current market conditions – If your local market is performing well, you may not need the services of a realtor. However, if your local market has been sluggish, or if selling prices have been on the decrease, it is probably best to use a realtor to sell your home. It is important to realize that although a realtor costs money for sellers, they often make up for it because they are able to sell their homes for more money.
</p>
<p>
 •             Your need to sell – Most FSBO owners take this route because they have time on their hands. If you don’t need to move in a set period of time, you may be wise to use a Dallas Flat Fee MLS service. If, however, you need to move sooner than later, it is wise to hire a realtor, as he or she will likely be able to use his or her experience and know how to move your home quickly.
</p>
<p>
 •             Time and/or resources for marketing – Realtors often have a pool of contacts and a number of marketing strategies to ensure your home gets maximum exposure. If you are selling your home FSBO, the burden to market your home falls on your shoulders, so it is important to do your homework and learn about the most effective ways to market your home.
</p>
<p>
 •             Availability – If your job is flexible as to allow you to show your home on a moment’s notice then you may be a good candidate for selling your home FSBO. However, if your job, family demands or personal life make your availability less than stellar then it may be a good idea to hire a realtor who will be able to show the home on a regular basis.
</p>
<p>
 •             Ability to negotiate – One of the most important jobs a realtor can perform for a seller is negotiation. In short, a realtor can negotiate with either the buyer or their agent the best price for your home and the best terms of the sale. If you are a whiz at negotiation, selling FSBO may be a great idea; otherwise, leave the negotiations up to a qualified realtor.
</p>
<p>
 Learn more about how you can maximize the price of your home, while pocketing the most profits, with a Dallas flat fee MLSlisting.  Sellers can save on commission through a San Antonio flat fee MLS with VIP Realty.
</p>
<div>http://www.bukisa.com/articles/464571_are-you-ready-to-sell-your-home-fsbo</div>
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		<title>6 Best Methods to Locate A Great Apartment</title>
		<link>http://yourmortgage.info/6-best-methods-to-locate-a-great-apartment.html</link>
		<comments>http://yourmortgage.info/6-best-methods-to-locate-a-great-apartment.html#comments</comments>
		<pubDate>Sat, 28 Jan 2012 18:10:09 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Apartment and Mortgage]]></category>
		<category><![CDATA[apartment]]></category>
		<category><![CDATA[Best]]></category>
		<category><![CDATA[great]]></category>
		<category><![CDATA[Locate]]></category>
		<category><![CDATA[Methods]]></category>

		<guid isPermaLink="false">http://yourmortgage.info/6-best-methods-to-locate-a-great-apartment.html</guid>
		<description><![CDATA[While the thought of moving to a new place sounds like fun, the process of searching for one can be tedious and time consuming. Here are some effective options that will help subdue the stress of finding the perfect apartment: Make a list of your wishes and requirements for your prospective apartment Before you start [...]]]></description>
			<content:encoded><![CDATA[<p>While the thought of moving to a new place sounds like fun, the process of searching for one can be tedious and time consuming. Here are some effective options that will help subdue the stress of finding the perfect apartment:</p>
<p>Make a list of your wishes and requirements for your prospective apartment</p>
<p>Before you start searching for possible apartments, make sure you know what you exactly want from your apartment. To make your apartment search hassle free and less time consuming think before hand about the apartment specifications, your budget and your other concerns.</p>
<p>You need to know your apartment specifications. First, choose the area that you want your rental to be in. When searching online, this is the first thing you need to recognize. For example, to find various choices of apartments, you should key in &#8220;Apartment.&#8221; It may also help to think of other location-related preferences, including the kind of neighborhood you want to stay in, as well as the proximity to public transportation, your work location, and other places. When looking for an apartment, think about your preferred apartment size, number of bedrooms, number of bathrooms, garage space, closet space, kitchen space, and other apartment specifications to hasten your search.</p>
<p>Be clear about how much you can spend. You will want to decide how much you want to pay each month for your apartment. When it comes to your budget your apartment wants should be sacrificed.</p>
<p>Any other concerns should be taken into consideration. Finally, you need to determine what other things you need or want from an apartment. There might be services amenities and services that you require, like the laundry services and a fitness room or gym. It might also be important that you also find a place where pets are allowed.</p>
<p>          ]]&gt;</p>
<p>Use online apartment locators</p>
<p>Before you search for an apartment you need to have an idea of what sort of place you want to live in. To begin with, you may use online apartment locators to help you save time and energy. If you are looking for an apartment, these locators will be able to help you by specifying your search criteria, including location, size, number of bedrooms and other details. Online locators save time by letting you rule out many of the apartments advertised online.</p>
<p>You should utilize apartment hunters or agents</p>
<p>To show their apartments to you, the apartment owner hires an agent like the apartment hunter for you. Doing your rental search with an apartment hunter is not something you will have to pay for, thus saving you money. Giving them the details of your wants and needs right away will allow them to assist in finding the perfect rental for you at the same time. On the other hand, an independent agent can help you conduct an objective apartment search.</p>
<p>Your priorities must be your focus</p>
<p>Stay focused on your priorities and you will have less hassle finding an apartment Use your time efficiently by not viewing apartments that are out of your budget and do not satisfy your requirements. Go straight to those units which meet your specifications and select only from among these apartments.</p>
<p>Before you go on an apartment tour with an agent, make sure that you have questions prepared</p>
<p>Have a list of questions ready when you are viewing apartments so you are able to choose the one that is best for you. Prepare your list of questions concerning your new apartment before heading to there, to make sure things go smoothly. You can easily make your time less tense by knowing your questions with regards to fees, unit conditions, and other factors that are of importance to both of you.</p>
<p>To save time, one should look at possible apartments with one&#8217;s roommate</p>
<p>As much as possible check out the apartments, when moving in, with one or two roommates. This will help subdue the hassle of relaying the information and opinions to each other and waiting for the others to find out the place on their own. In the selection of the appropriate type of apartment it will help you in the saving of plenty of time because by this way, you would be in a position to take a decision quickly.</p>
<p>You could photograph the apartment</p>
<p>In conclusion, it is a good idea to photograph all the apartments which you view, so you do not forget the details of those which you have seen. Rechecking each unit to ensure you selected the correct place is unnecessary. This also helps in alleviating the hassle if you have roommates who have no time to check the place with you and are leaving the decision up to you.</p>
<p>It is not easy to find the right apartment, but if you follow these tips you may not find the process too tedious. Not only will you be able to save time, money, and energy, but your sanity too when looking for a place to rent.</p>
<div>http://www.articlesbase.com/relationships-articles/6-best-methods-to-locate-a-great-apartment-3940390.html</div>
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		<title>Beaumont Houses for Sale: A Guide to the Real Estate Market in Beaumont, Alberta</title>
		<link>http://yourmortgage.info/beaumont-houses-for-sale-a-guide-to-the-real-estate-market-in-beaumont-alberta.html</link>
		<comments>http://yourmortgage.info/beaumont-houses-for-sale-a-guide-to-the-real-estate-market-in-beaumont-alberta.html#comments</comments>
		<pubDate>Sat, 28 Jan 2012 09:26:03 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Home and Mortgage]]></category>
		<category><![CDATA[Alberta]]></category>
		<category><![CDATA[Beaumont]]></category>
		<category><![CDATA[Estate]]></category>
		<category><![CDATA[Guide]]></category>
		<category><![CDATA[Houses]]></category>
		<category><![CDATA[Market]]></category>
		<category><![CDATA[Real]]></category>
		<category><![CDATA[sale]]></category>

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		<description><![CDATA[The town of Beaumont is situated near Irvine Creek in central Alberta, Canada. It lies on Division no 11, which is only three and a half kiolometres or two miles from Edmonton city and 9kms or 6 miles from the international airport at Edmonton. It was originally a French farming community and derives its name [...]]]></description>
			<content:encoded><![CDATA[<p>The town of Beaumont is situated near Irvine Creek in central Alberta, Canada. It lies on Division no 11, which is only three and a half kiolometres or two miles from Edmonton city and 9kms or 6 miles from the international airport at Edmonton. It was originally a French farming community and derives its name from the beautiful mountain on which the town’s most important structure, St. Vital Church, lies.</p>
<p>The town of Beaumont has a population of 10,820, and is one of the fastest growing communities in Canada. The town offers several advantages such as a comfortable size of community, a strong sense of community, a good place to raise children, beautiful vistas, and closeness to the international airport in Edmonton. This makes the town of Beaumont a favorable destination among individuals and families looking for homes for sale in Beaumont. Additionally, Beaumont is also home to the all Canadian Blues festival, “Beaumont Blues Festival,” which is a magnet for tourists.</p>
<p>Reports on the realty market in Alberta reveal that the town of Beaumont, Alberta is slowly recovering from a declining real estate market. It saw a decrease in the number of people showing interest in buying or investing in homes for sale on the Beaumont real estate market.</p>
<p>          ]]&gt;</p>
<p>The recent report on real estate in Beaumont reveals that the real estate prices in the residential sector had an average listing price of 8,431 for the week of November 13, 2009. However, the listing price for the most expensive homes for sale in Beaumont, Alberta remained at 0,000 and the lowest listing price for a home for sale in Beaumont was 5,000 for the week of November 13, 2009.</p>
<p>The report also reveals that the average price per square foot of a home for sale in Beaumont, Albert remained at 2 per square foot, while the maximum price per square foot of a property was 0 per square foot and the minimum price per square foot was at 0 per square foot, for the week of November 13, 2009.</p>
<p>The homes for sale in Beaumont, Alberta spend an average of 80 days on the market on before they are sold but the longest it took a home to sell in Beaumont was 572. The price of real estate in Beaumont, Alberta varies from one neighborhood to the other. For instance the average listing price for homes for sale in some of the popular neighborhoods in Beaumont, Alberta for the week of November 13, 2009 were as follows:</p>
<p>Beau Val: $  3, 69,900<br /> Citadel Ridge: , 71,950<br /> Coloniale Estates: $  5, 04,822<br /> Eaglemont heights: $  4, 75,700<br /> Four Season Estates: $  5, 94,550<br /> Goudreau Terrace: $  3, 69,900</p>
<p>Alberta MLS can assist you in finding homes for sale in Beaumont or to view all the real estate properties available in the Alberta area. You can search the database of Beaumont, Alberta for homes, apartments, or condos listed or land listed for sale in the area.</p>
<div>http://www.articlesbase.com/real-estate-articles/beaumont-houses-for-sale-a-guide-to-the-real-estate-market-in-beaumont-alberta-1483781.html</div>
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